WEBSITE PRIVACY POLICY

PLEASE READ THIS WEBSITE PRIVACY POLICY CAREFULLY BEFORE USING THIS WEB SITE.

LAST REVISED:  December 2018

KW Specialty Insurance Company is firmly committed to protecting the privacy of visitors to our websites through compliance with this privacy policy.  This privacy policy should be read in conjunction with our website Legal Terms and Conditions, into which this privacy policy is incorporated by reference.

This privacy policy is not intended to govern the use of any Nonpublic Personal Information (hereinafter “NPI”) provided in the procurement or administration of your insurance policies by the Company.  If you have applied for insurance with us or have a current insurance policy with us, then we will use and share any personal information that we collect from or about you in accordance with our Privacy Notice and Notice of Insurance Practice.

Please read this privacy policy carefully to understand our practices regarding your information and how we will treat it. If you do not agree with our policies and practices, then please do not use our websites. By using our websites, you agree to the terms of this privacy policy.  This privacy policy may change from time to time, so please refer to Changes to this Privacy Policy below for further information.

Definitions
Company, we, us, and our:  refers to KW Specialty Insurance Company collectively with its affiliates.
Website(s):  refers to www.kwspecialty.com and www.quotekwiq.com.
You, your:  refers to any user that visits the websites.

Summary

*   We collect information that is voluntarily provided to us by you.
*   We collect information using automated tools such as cookies, web beacons, and embedded links.
*   This privacy notice does not govern third-party websites that may be linked to our website.
*   KW Specialty Insurance Company cannot warrant or represent that it complies with privacy and security laws outside the United States.

Information We Collect
Personal information is collected only when you voluntarily provide it to us.  Your public information or NPI will be used only for our correspondence with you to send you the requested documents or information and will not be passed on to third parties. For example, if you complete information on the Contact Us web page, you will be required to enter your name, company, phone number, and e-mail address. We will use this information to provide you with more information about KW Specialty Insurance Company and its services, events, or job openings.  From time to time we email our users to announce a promotion or a change in our service.  You may opt-out of mailings by scrolling down to the bottom of one of our emails and clicking the opt-out link.

Automatic Information Collecting
In addition to the information that you provide us, we may also collect information about you during your visit to our website.  We collect this information using automated tools such as IP addresses, cookies, web beacons, and embedded links.

IP Addresses:  An IP address is a unique string of numbers separated by periods that identifies each computer using the Internet Protocol to communicate over a network.  We use your IP address to help diagnose problems with our server and to administer our website.  Your IP address is also used to gather broad demographic information.

Cookies:  Cookies are small pieces of text stored on your computer (not our website) that help us know which browser you are using and where you have been on our site.  Most cookies are “session cookies” which means they are automatically deleted at the end of each session.  A cookie itself does not have the ability to automatically collect personal information about you.  A cookie can store certain information that identifies your computer to us so that you do not have to re-enter information as frequently when you use our site.

Web Beacons:  A web beacon is an electronic image.  Web beacons can track certain things from your computer and can report activity back to a web server allowing us or our trusted third parties to understand some of your behavior while using the websites.  If you choose to receive emails from us, then we may use web beacons to track your reaction to our emails, such as whether you opened them or not. Examples of such emails might be welcome messages or billing alerts.

Embedded Links:  Links provided in our emails may include tracking technology embedded in the link. Some of these links will enable us, or our trusted third-party service provider, to identify that you have clicked on the link in the email and, in some cases, this click information may be attached to the NPI that we hold about you.  This data is used to improve our service to you.

Do Not Track Requests
Most browsers are initially set to accept cookies.  If you would prefer, you can set your browser to not allow cookies or to alert you when cookies are being sent or employ blocking mechanisms.  The rejection of cookies may prevent you from using certain functions within the website.

Third Party Websites
Our websites contain hyperlinks or links to other sites, and other sites may link to this site.  Websites linking to and from our websites may have different privacy practices from the ones described herein. Visitors to our websites should read the privacy statements of other websites they visit.  Our privacy policy applies solely to information collected by our website.  We disclaim all warranties, express or implied, as to the accuracy, legality, reliability or validity of any content on any other site.

Information of Minors
We understand the importance of protecting the privacy of minors. We consider anyone under the age of 18 to be a minor and therefore not eligible for our services. We ask that no one under the age of 18 submit any personal information to us.

Website Visitors from Outside the United States
KW Specialty Insurance Company does not target nor sell its services outside the United States. However, some visitors to our websites may be located outside of the United States.  To provide service to visitors outside the United States we will possibly store, process, and transmit information within the other countries, but the other countries may not have the same privacy and security laws as the United States.  KW Specialty Insurance Company cannot warrant or represent that it complies with any such laws.  We will always process your Information in accordance with this privacy policy.

Changes to this Privacy Policy
If we make any changes to this privacy policy, a revised privacy policy will be posted on this webpage and the date of the change will be reported. You can get to this page from any of our websites by clicking on the Website Privacy Policy link at the bottom of the screen. Your continued use of our websites after we make changes is deemed to be acceptance of those changes, so please check the privacy policy periodically for updates.

Legal Disclaimers, Terms and Conditions.
Our privacy policy does not supersede the Legal Terms and Conditions that govern your use of our websites. Any conflict between the two shall be determined in favor of the Legal Terms and Conditions.

How to Contact Us
Should you have any questions or concerns about our privacy policy or the collection of information, then please e-mail us at contactus@kwspecialty.com.